Accidental Death $150,000 to $250,000
Should you die from an accident or from the injuries incurred within 365 days of the accident your beneficiary will receive between $150,000 to $250,000

Dismemberment Benefit $150,000 to $250,000
You will receive as little as $31,250 for the loss of or total loss of use of all toes of one foot to $ 150,000 - $250,000 for the loss of or total loss of use of both hands. A combination of 17 losses are possible within this settlement range.

Paralysis Benefits $300,000 to $500,000
Should you, within 365 days from an accident or from the injuries incurred, become a Quadriplegic, Paraplegic or Hemiplegic, you will receive between $300,000 to $500,000.

Disability Income Max $500/Wk to $1,000/Wk
Should an injury from an accident prevent you from performing each and every duty pertaining to your occupation, you will receive a weekly accident indemnity for the period you are disabled while under the care of your doctor. Your all source benefit will be 75% of your earned income, for a period of 2 years (104 weeks), commencing on the eight day.

Total Permanent Disability $150,000 to $250,000
Should your injury from an accident cause total and permanent disability preventing you from engaging in each and every occupation or employment for compensation or profit, the insurance company will pay after 12 months, the above stated $150,000 - $250,000 less any amount already paid under the Dismemberment Benefit.

Medical Expenses $10,000
Should you require from the injury, an ambulance, a registered nurse, rental of crutches, appliances, hospital bed, prescription drugs, splints, trusses, braces or physiotherapy, when recommended by the attending physician, the insurance company will pay the reasonable expenses incurred up to $10,000.

Rehabilitation Benefit $10,000
Should you require special training to be qualified to engage in a special occupation because of your injury, the insurance company will pay reasonable and necessary expenses for the training. Travel, clothing, room and board, and ordinary living expenses are not included.

Spousal Training Benefit $10,000
Should you accidentally die, the insurance company will pay in the first 3 years, for your spouse to receive formal occupational training to become qualified for active employment

Children's Education Benefit $5,000/Year
Should you accidentally die, the insurance company will commence paying within the first year up to $5,000 per year for a maximum of 4 years for full-time students who are enrolled in a school of higher learning above the secondary school level as well as for those who are in high school and will commence higher learning within 365 days of your death.
Higher learning schools include university, private college, CEGEP and trade schools.

Day-Care Benefit $5,000/Year
Should you accidentally die, the insurance company will pay for a period of 4 years for each child enrolled or who will enroll within 365 day of your death in a legally licensed Day-Care Centre.

The benefits stated herein are highlights only. Exact terms and conditions of benefits are those stated within the policy held by "IPA" and the Insurance Company, Industrial Alliance Pacific Life Insurance Company.